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Microsoft splits Business Copilot pricing into a Teams / no-Teams ladder

Microsoft 365 Copilot pricing

Microsoft surfaced Business Standard and Premium with Copilot as top-level pricing cards and split every bundled tier into separate Plans-with-Teams and Plans-without-Teams price points; the standalone add-on price was unchanged.

Before

Business Standard/Premium with Copilot bundles existed only as promo-footnote 'convenience SKUs'; one price ladder covered plans regardless of Teams inclusion.

After

Business Standard with Copilot ($23.50/user/mo with Teams, $20.30 without) and Premium with Copilot ($32.00 with Teams, $28.80 without) became first-class pricing cards on a new Plans-with-Teams/Plans-without-Teams toggle; the Copilot Business add-on stayed at $18/$21/user/month either way.

Microsoft restructured its Microsoft 365 Copilot Business pricing page on July 1, 2026, promoting “Microsoft 365 Business Standard with Copilot” and “Microsoft 365 Business Premium with Copilot” from promo-footnote convenience SKUs into top-level pricing cards. A new toggle splits every bundled tier into “Plans with Teams” and “Plans without Teams,” each carrying its own price: Standard runs $23.50/user/month with Teams versus $20.30/user/month without, and Premium runs $32.00/user/month with Teams versus $28.80/user/month without. The standalone Microsoft 365 Copilot Business add-on price was not affected by the redesign — it remained at the promotional $18/user/month (list $21), with the discount window rolled forward again through the end of 2026.

From Microsoft 365 Copilot's pricing timeline
Business Standard/Premium with Copilot surfaced as top-level plans; Teams/no-Teams split introduced

Microsoft restructures the Business pricing page: 'Microsoft 365 Business Standard with Copilot' ($23.50/user/mo) and 'Microsoft 365 Business Premium with Copilot' ($32.00/user/mo) become first-class pricing cards (previously only referenced in promo footnotes as 'convenience SKUs'), a new Plans-with-Teams/Plans-without-Teams toggle splits every bundled tier into two price points, and the Copilot Business add-on discount window rolls forward again (unchanged at $18/$21/user/month). Source: Microsoft's own pricing page, archived 2026-07-01.

About Microsoft 365 Copilot
microsoft.com ↗

Microsoft 365 Copilot prices its business add-on at $18/user/month when paid yearly (a promotional rate, down from $21, running July 1 through December 31, 2026) or $25.20/user/month billed monthly, layered on top of an existing Microsoft 365 Business Standard or Premium subscription.

Pricing model seat basedhybridfreemium
Billing units seatscredits
Sales motion self servesales led
Free tier
Yes
Commits
Available
Transparency
public

Microsoft 365 Copilot pricing history

  1. Sep 2026
    Blueprint facts captured: full plan grid across Individual, Business, Enterprise, and Copilot Studio
  2. Jul 2026
    Business Standard/Premium with Copilot surfaced as top-level plans; Teams/no-Teams split introduced
  3. Dec 2025
    Microsoft 365 Copilot Business add-on cut from $30 to $21 (promo $18) per user/month
  4. Nov 2025
    Microsoft apologizes and offers refunds after Australian regulator sues over hidden Classic option
  5. Oct 2025
    Microsoft 365 Premium launches at $19.99/month, Copilot Pro retired
Full Microsoft 365 Copilot timeline

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