AR automation and cash flow forecasting that prioritizes collections outreach by predicted payment dates.
Tesorio is an accounts receivable and cash flow platform that predicts when each invoice will actually get paid, then uses those predictions to prioritize collections work. Instead of chasing the oldest invoice first, collectors work the accounts where outreach will most change the payment date, using templated email campaigns tied to invoice status. Finance leaders use the same predictions for cash flow forecasting, connecting collections activity directly to treasury visibility. It sits downstream of billing and the ERP, in the collect-and-recover layer of the revenue stack.
Which of the capability map's modules Tesorio covers — each links to the module's own page, with every tool that supports it.
| Module | Phase | Depth | Note |
|---|---|---|---|
| Run Revenue Operations | |||
| Receivables / AR Automation | Collect & Recover | Core | prediction-prioritized collections workflows synced with the ERP |
| Payment Promises | Collect & Recover | Supported | tracks promised payment dates against predicted and actual behavior |
| Communication Template Management | Collect & Recover | Supported | templated, scheduled collections email campaigns per customer segment |
| Treasury & Cash Management | Credit & Compliance | Supported | cash flow forecasting driven by invoice-level payment predictions |
Scored against UsagePricing's AR automation & collections rubric v1.0 (0 weak · 1 adequate · 2 strong), assessed July 2026. Requirements we couldn't verify from public material stay unscored — never guessed. Read the method.
| Requirement | Score | Why |
|---|---|---|
| Dunning orchestration Are follow-ups sequenced, segmented, and multi-channel? | 2 · Strong | Sequenced, personalized collections cadences. |
| Cash application automation What share of payments auto-match without a human? | 2 · Strong | Automated matching over bank and remittance feeds. |
| Collector workflow Do collectors get prioritized worklists with promises and disputes tracked? | 2 · Strong | Prioritized queues with promises tracked. |
| Buyer payment portal Can customers see, dispute, and pay invoices self-serve? | 1 · Adequate | Payment links and invoice views over a full dispute portal. |
| AR analytics & cash forecasting Does the platform predict cash, not just report aging? | 2 · Strong | Cash-flow forecasting from payment behavior is the founding thesis. |
| ERP & bank connectivity Do invoices, payments, and bank data sync both ways without projects? | 1 · Adequate | ERP integrations for mid-market stacks. |
| Involuntary-churn recovery For card-based revenue, are failed payments recovered automatically? | 0 · Weak | Invoice-first product — card-retry recovery is out of scope. |
The payment-date prediction model is the distinctive piece: it turns AR from an aging-report exercise into a prioritized workflow, and it links collections effort to cash forecasts rather than treating them as separate finance functions. That dual focus on collections productivity and cash visibility separates it from pure dunning tools.
Platform fee, sales-quoted.
2 of the companies the Blueprint tracks — from public job posts, engineering blogs, and filings. Every claim links to its evidence on the company page.
Billing-tool dunning retries failed card payments on a schedule. Tesorio addresses invoice-based B2B collections, where payment is a human decision — it predicts payment timing per invoice and organizes collector outreach around moving those dates, which no retry logic can do.
Mid-market and enterprise finance teams with meaningful invoice volume on net terms, usually running NetSuite or a similar ERP. The buyer is typically a controller or VP of finance who needs both faster collections and a defensible cash forecast.
By overlap on the capability map — computed, not curated.
Tools co-named with Tesorio in tracked companies' stacks.